Change your outcomes

If you've underaccumulated for your retirement, there are strategies you can use to turn things around
 

Changing Outcomes: A Financial Recovery Strategy for Peak-Career Physicians

 

Blessed with more dollars in liquid assets than most Americans ever accumulate in net worth, it is easy for a physician to feel financially bulletproof. And yet, physicians are more likely than other professionals to under-accumulate for retirement. This book outlines strategies that peak-career physicians can use to reinvigorate their financial lives. 

Your goal should be practical and personal--improve your financial position, for the rest of your life, starting right now.

 


 

Select quotes from the book:

"Don't let the illusion of wealth distract you from building the real wealth you will need to live the life you want for decades after you retire."

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"When you think about your net worth, remember that only investment assets count."

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"Long-term investment success requires a disciplined understanding of what we can and cannot predict; in a sense, being a successful investor requires a specific, rational lack of confidence."

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"Always direct dollars to the highest risk-adjusted, after-tax opportunity."

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"Saving first is half the battle. The second half is managing spending."

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"If you own a vacation property you rent out, and you don't cover your costs, what you are really doing is subsidizing other families' vacations."

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"Your goal as a prudent investor should not be to beat the market, but simply to capture the market's return."

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"If you are going to make the very difficult choices needed to get your finances back on track, you need a success strategy you can believe in."

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Changing Outcomes